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These days, the poor state of the economy and rising costs of goods and services coupled with personal spending habits mean that a lot of people usually need extra cash before their next pay cheque arrives. This need for cash might also be very urgent and extremely important. For instance, unexpected medical bills, overdue rent, utility bills and the likes. If you ever find your self in this situation, an easy payday loan might be your best bet to get the money you need without hassles and in good time.
Easy payday loans are quick loans with short repayment periods, typically between one to three weeks, usually at the next payday as the name implies. Most often, easy these loans are taken to satisfy emergency cash needs and are usually advanced to working class people. In the United Kingdom, you must be over 18 years old, own a valid checking account and earn a minimum of £1000 steadily per month for you to qualify for such loans. Steady income here means working in same place or earning the specified amount for three or more months. However, there are no restrictions as to how you spend the loan.
Easy Payday Loan Repayment Terms
These loans can advance you as much as £1000, though this could be higher or lower depending on your monthly income. First time collectors of easy payday loans might not get above £500, but will get another advance of same amount or higher immediately after the first repayment. Interest rates are usually between 5 to 15 percent, though defaulting on repayment can be very costly. You might need to pay as much as twice the original amount in interest when you default; so be very careful.
There are quite a number of easy lenders out there for these type of loans. Before you settle for any of them, be sure to read through the terms and conditions attached to the payday loans, especially penalties for default in payment. Also, review different lenders so that you can get the very best deal on your loan.
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